This is part two of our blog series delving into what Medicare beneficiaries need to know during the COVID-19 pandemic. In this blog, we will continue to cover some of the frequently asked questions about Medicare and COVID-19 that we have been receiving. If you have a question that is not covered here, please reach out to our team so that we can find you accurate information. As always, we suggest that you follow all Centers for Disease Control Guidelines in protecting yourself and your family.
When There Is a Vaccine, Will It Be Covered?
Medicare Part B covers preventative vaccines like Hepatitis B or influenza, and they do not count towards the deductible or Part B coinsurance. In the CARES Act, there is a provision that requires Medicare to cover the vaccine under Part B without cost-sharing for the vaccine or the administration of it.
Are Telehealth Benefits Covered by Medicare?
Another new waiver in the CARES Act waived some restrictions on telehealth services for Medicare beneficiaries during the COVID-19 public health emergency. The waiver allows you to receive telehealth services at home via smartphone with audio/video capabilities in lieu of other equipment. It also removes the requirement that physicians providing the services have treated the beneficiary getting telehealth services within the last 3 years. You do not need to only use telehealth services for COVID-19-related health concerns. You can also have regular office visits, preventative health screenings or mental health counseling.
Can Medicare Beneficiaries Get Extended Medication?
The current government recommendation is that people should have a continuous supply of all regular prescription drugs during this emergency. The CARES Act dictates that Part D plans must provide up to a 90-day supply of covered Part D prescription medications to anyone who requests it.
What If You Need to Seek Out-of-Network Care?
Many Medicare Advantage plans and stand-alone drug plans have provider networks and charge a premium whenever a patient uses out-of-network providers. Because of the current state of emergency, new requirements are in place. Medicare Advantage plans must cover services at out-of-network facilities that participate in Medicare and not charge an additional fee for being out-of-network.
Stay Healthy with Secure Benefits Alliance
Secure Benefits Alliance is proud to be Medicare and dental care problem solvers for thousands of patients throughout the greater Baltimore area. There is no cost to use our services and take advantage of our wealth of Medicare knowledge. To have your Medicare or health insurance questions answered by our knowledgeable team, contact Secure Benefits Alliance today by calling 443-912-5467 (TTY: 711).